Pensions · 4 min read
DC Default Strategy: The Investment Decision That Affects Members Who Will Never Make One
The default investment strategy in a Defined Contribution scheme determines retirement outcomes for the majority of members, because the majority never actively engage with their pension. A default designed to generic lifecycle theory rather than the scheme's actual membership profile systematically underserves the members it was designed to protect.
12 May 2026
DC Default Strategy
Member Outcomes
