Cat LAE

P&C Insurance  ·  4 min read

Catastrophe Response: The 15 Percent of Cat Loss That Is Not the Catastrophe Itself

Cat LAE runs at 15 to 25 percent of cat loss. That is the cost of managing the response — adjusters, contractors, temporary housing, dispute resolution — on top of the indemnity itself. Better triage and earlier targeted deployment reduces that cost while improving the customer experience in the moments that matter most.